Certificate In Business Correspondent (SCORM Based)
Self-Paced
Fee: ₹4,999

This course offers a thorough introduction to the role of business correspondents in promoting financial inclusion in India. It covers key topics including banking basics, customer service, KYC procedures, risk management, selling techniques, and the use of banking apps. Participants will gain the necessary knowledge and skills to support banking services and enhance customer engagement in underserved areas.
Objectives
By the end of this course, participants will be able to:
Understand the fundamentals of financial inclusion and the banking sector in India.
Explain the role and responsibilities of business correspondents.
Identify and describe various banking products and services.
Implement effective customer relationship management strategies.
Comply with KYC (Know Your Customer) and application procedures.
Utilize transactional tools for efficient banking operations.
Apply risk management practices to mitigate potential banking risks.
Develop basic selling techniques to enhance banking services.
Manage accounting and settlement processes.
Deliver high-quality customer service as business correspondents.
Use banking apps provided to business correspondents for various banking operations
What Will You Learn
Fundamentals of financial inclusion Responsibilities of business correspondents. banking products and services
Skills you will gain
Want to know more about our courses?
Curriculum
-
Introduction to Financial inclusion and Banking
-
Need for Financial Inclusion
-
Financial Inclusion Definition
-
Basics of Banking
-
Types of Banks
-
Banking Structure
-
History of Banking in India
-
Evolution of Banking in India
-
Recent trends in Banking
-
Role of Banks in Financial Inclusion
-
Financial Inclusion Schemes in India
-
Financial Inclusion Challenges
-
Importance of Banking Services
-
Financial Literacy
-
Financial Inclusion and Sustainable Development
-
Digital Financial Inclusion
-
-
Introduction to Business coorespondents in India
-
Introduction to digital lending by business correspondents in India
-
Benefits of digital lending for business correspondents and customers
-
Process of digital lending by business correspondents
-
Regulatory guidelines for digital lending by business correspondents
-
Risks associated with digital lending by business correspondents and their mitigation
-
Challenges faced by business correspondents in digital lending
-
Case studies of successful digital lending by business correspondents in India
-
Future prospects of digital lending by business correspondents in India
-
-
Banking Products and Customer
-
Types of Customers
-
Bank-Customer Relationships
-
Deposit Products
-
Savings Account
-
Current Account
-
Recurring Deposit Account
-
Fixed Deposit Account
-
Principles of Lending
-
Types of Loans
-
Overdraft Facility
-
Cash Credit
-
Term Loan
-
Personal Loan
-
Home Loan
-
Loan against Property
-
-
KYC and Application
-
Account Opening Process
-
KYC Norms
-
PMLA, 2002
-
KYC Process
-
KYC Requirements
-
Aadhaar-based eKYC
-
E-Verification
-
Customer Identification Process (CIP)
-
Anti-Money Laundering (AML)
-
Customer Due Diligence (CDD)
-
Enhanced Due Diligence (EDD)
-
Red Flags
-
Suspicious Transactions
-
Reporting Requirements
-
Compliance Requirements
-
-
Transactional Tools
-
Payment Mechanisms
-
Electronic Funds Transfer (EFT)
-
National Electronic Funds Transfer (NEFT)
-
Real-Time Gross Settlement (RTGS)
-
Immediate Payment Service (IMPS)
-
Unified Payments Interface (UPI)
-
Internet Banking
-
Mobile Banking
-
SMS Banking
-
Interest Calculation
-
Simple Interest
-
Compound Interest
-
E-Wallets
-
Digital Wallets
-
Negotiable Instruments
-
-
Risk Management
-
Types of Risks
-
Credit Risk
-
Market Risk
-
Liquidity Risk
-
Operational Risk
-
Asset Classification
-
Non-Performing Assets (NPA)
-
Provisioning Norms
-
Restructuring of Loans
-
Asset Quality Review (AQR)
-
Internal Audit
-
-
Basics of Selling
-
Basics of Communication
-
Forms of Communication
-
Effective Communication
-
Client Negotiations
-
Telephone Etiquette
-
Meeting Etiquette
-
Service Management
-
Ethics in Sales
-
Sales Skills
-
Banking Products and Services
-
Prospective Clients
-
Identifying Customer Needs
-
Handling Objections
-
Closing the Sale
-
Follow-Up
-
-
Accounting and Settlement
-
Settlement Process
-
Management Information System (MIS) Analysis
-
Loan Accounting
-
Review and Documentation
-
Balance Sheet
-
Income Statement
-
Cash Flow Statement
-
Financial Ratios
-
NPA Management
-
-
Customer service offered by business correspondents in India
-
Account Opening and KYC Compliance
-
Deposit and Withdrawal of Money
-
Fund Transfer and Remittance Services
-
Bill Payment and Recharge Services
-
Insurance and Investment Products
-
Grievance Redressal Mechanism
-
Advantages of Availing Services from BCs
-
Challenges Faced by BCs in Providing Quality Customer Service
-
-
Apps provided by banks to business correspondents in India
-
SBI Kiosk Banking App
-
ICICI Bank BC App
-
HDFC Bank BC App
-
Axis Bank BC App
-
BOI Star Mitra App
-
Punjab National Bank BC App
-
Allahabad Bank BC App
-
Instructor

Jyotsna Ayyagari
Co-founded Excelrate Factors PvtMs. Jyotsna Ayyagari, an accomplished professional with expertise in management consulting, education, and finance. She is a founding partner at nmore, where she develops innovative training programs, and co-founded PRAVINYA, which aims to improve education in rural schools through an online LMS. Jyotsna also co-founded Excelrate Factors Pvt. Ltd., a company focused on Fintech and Agritech, and mentors startups in the EdTech and Learning Solutions sectors. Her experience in the BFSI sector is complemented by certifications in Anti-Money Laundering, Treasury Management, and Corporate Training, along with ACMA and PGDHRM qualifications.
Shareable Certificate

Other Details
Business Correspondent


Get Job Assurance and JumpStart your career as Business Correspondent





FAQs
-
Does this course includes certificate?
Yes
-
Does this course has lifetime access or limited period access?
This course comes with 1 year access to registered Students
-
Is this course available in its complete version?
Yes
-
What is the Language used by Trainer
The trainer has used English Languages to make the students understand the concepts clearly
-
What are the advantages of this course?
The Business Correspondent course equips you with essential skills in financial inclusion, customer relationship management, and regulatory compliance. Participants gain proficiency in using digital banking tools, implementing risk management practices, and managing accounting processes. The course also enhances communication skills, providing opportunities for career advancement while positively impacting community financial literacy and inclusion.
-
What are the topics included in this Course ?
"Module 1 - Introduction to Financial inclusion and Banking Module 2 -Introduction to Business correspondents in India Module 3 - Banking Products and Customer Module 4 - KYC and Application Module 5 - Transactional Tools Module 6 - Risk Management Module 7 - Basics of Selling Module 8 - Accounting and Settlement Module 9 - Customer service offered by business correspondents in India Module 10 - Apps provided by banks to business correspondents in India"
-
Who is the trainer of this course?
Ms. Jyotsna Ayyagari, an accomplished professional with expertise in management consulting, education, and finance. She is a founding partner at nmore, where she develops innovative training programs, and co-founded PRAVINYA, which aims to improve education in rural schools through an online LMS.
Associated Courses









