Certificate in Rural Finance
Self-Paced
Fee: ₹2,999
Understand the special challenges of rural areas that are traditionally associated with rural and agricultural credit directed to the poor. Build a deeper understanding of the fundamental issues of rural finance. Have skills in conducting a rural and agricultural portfolio assessment and loan analysis – applying the 5 C’s in rural finance. Be familiar with several innovative models and alternate ways of offering rural finance services. Gain skills in conducting seasonality analysis, preparing cash flows, assessing risk, and appraising loans. Develop an understanding of new and innovative loan products and savings approaches for agriculture and rural areas. Gain awareness of sources and reference links to further information and support for addressing future challenges in the application of financial services in a rural area.
Objectives
Understand the special challenges of rural areas that are traditionally associated with rural and agricultural credit directed to the poor.
Build a deeper understanding of the fundamental issues of rural finance.
Have skills in conducting a rural and agricultural portfolio assessment and loan analysis – applying 5 C’s in rural finance.
What Will You Learn
Skills you will gain
Curriculum
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Paper 1 - Introduction to Rural Finance
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Chapter 1- Meaning, definition
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Chapter 2 - Scope and significance
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Chapter 3 - Classification of Agricultural Credit
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Chapter 4 - Credit needs and its role in Indian agriculture
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Chapter 5 - Advantages and Disadvantages of Credit
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Chapter 6 - Credit analysis
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Chapter 7 - 3R’s of Credits
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Chapter 8 - 5 C’s of credits
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Chapter 8 - 5C’s of Credits
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Chapter 10 - Key challenges in rural finance
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Paper 2 - Basics of Rural Financial Institutions
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Chapter 1 - Introduction, Meaning, definition and significance of Rural Financial Institutions
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Chapter 2 - Needs of Rural Financial Institutions
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Chapter 3 - RBI (Reserve Bank of India)
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Chapter 4 - NABARD ( National Bank For Agriculture And Rural)
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Chapter 5 - RRB (Regional Rural Bank)
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Chapter 6 - Commercial Banks
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Chapter 7 - Lead Bank Scheme
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Chapter 8 - Fundamental issues of rural financial institutions
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Chapter 9 - SHG (Self Help Groups)
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Chapter 10 - Co-operative Bank
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Paper 3 - Analysis of Financial Statement
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Chapter 1 - Meaning, definition, scope and importance of financial statement
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Chapter 2 - Needs of financial statement
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Chapter 3 - Analysis of financial statements
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Chapter 4 - Balance Sheet
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Chapter 5 - Income Statement
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Chapter 6 - Preparing cash flows
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Chapter 7 - Basic guidelines for preparation of project reports
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Chapter 8 - SWOT analysis
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Paper 4 - Introductory Rural Development
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Chapter 1 - Meaning and definition of Rural Development
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Chapter 2 - Scope and importance of Rural Development
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Chapter 3 - Needs and objectives of Rural Development
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Chapter 4 - Role of financial institutions in rural development in India
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Chapter 5 - Rural Development in India
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Chapter 6 - What are the Factors that Affect Rural Development in India
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Chapter 7 - Different rural development programmed
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Chapter 8 - Fundamental issues of rural development / Key challenges in rural areas for rural development
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Instructor
Dr. Neetu Singh
Assistant Professor6 years experience in Agricultural Economics in teaching.
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